Watershed Insurance Info

Insurance Information

Cost per session varies depending on the counselor and service provided.  Self-pay rates range from $100-$250.  

If you utilize your in-network insurance benefits, your individual policy determines your co-pay and deductible.

Copay: A fixed amount that the client pays for each counseling session.

  • Coinsurance: A percentage of the cost of counseling services that the client is responsible for paying, after they have met their deductible.

  • Deductible: The amount of money that the client must pay out of pocket before the insurance company begins to pay for counseling services.

  • In-network: A provider who has a contract with the insurance company to provide services at a discounted rate.

  • Out-of-network: A provider who does not have a contract with the insurance company, and who may charge higher rates.